Hard to avoid, a pain to gain and demanding to be spent and saved.

The TSB has a Current Account called Classic Plus which gives 5% interest on the first £2000 credit and none for amounts above that.

However looking at the relevant interests as a percent of amounts above £2000 you will see it is a good deal. Add to that it appears to be the most ethical bank on the high street, it would seem odd not to take up their offer.

You will need to credit the account with £500 per month and go register for on-line banking and select to remove paper statements.